Sunday, October 20, 2013

Obamacare In Five Pictures

I was reading an article on Tech Crunch about the tech debacle that is Obamacare, lamenting how start-ups were ready to have a go at it.  It mentioned, in particular, eHealth, one of the few companies certified as a "web based entity" authorized to act as a alternative to government web sites.  I got curious, and here's what I discovered.

My options for this year:

They say starting at $52/month, but...

...79 plans, starting at $209.75/month.
My options for next year:

eHealth estimates that I would get a subsidy of $451.00/month.  (They caveat the hell out of their numbers, solet's take this figure as a SWAG* for now.)
Now, my premiums start (supposedly) at $192/month.

And I find a whopping thirteen plans, starting at $593.11/month, pre-subsidy.  Post-subsidy, $142.11/month
I have no idea where they got the $52 and $192 numbers.  After poking about a bit by changing ZIP codes, I found that they changed, but stayed the same when I changed birthdays.  In any case, what's important is the final cost to me.  And I didn't even try to figure out overall cost based on deductables, co-pays and such.

It's a bloody mess...

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